How to attract money: how to attract money from antiquity to the present day

Contents:

• The old ways of preserving wealth
• The ancient art of multiplying wealth
• Whether enough you are free to qualify for wealth?
• Water - the element of wealth
• Symbols of money from Chinese

Everyone knows about the unwritten rule: well educated people do not discuss their financial matters with friends. But because the human mind is impossible to see and control, the question of how to attract money, takes them constantly. After all, the quality of our lives depends on the finances. In today's world, money is an integral part of human existence. Not a rich man knows the value of every penny, and oligarchs, and often do not have precise information about your finances.

There is no doubt that today the world is bought and sold for money. Health, education, leisure, comfortable life, the opportunity to develop cultural - all of this can not be obtained free of charge.

So why is someone a lot of money, even more than necessary, and someone has to live up to the salary of, saving, borrowing and are in constant search for additional funds? Maybe there are some secrets with which the money will find the owner? Of course, they are, and they were still in those days when, instead of our usual paper currency, widely used gold and silver coins, as in the Old Russian state late ninth start of the tenth centuries. But the money in a more usual form appeared in China in the years 1271-1368, during the reign of the Yuan Dynasty (hence the name of contemporary Chinese currency). And only a few centuries, paper money have been widely used in Europe and America, gradually displacing from circulation coins of precious and semiprecious metals.

Nowadays, people often resort to the experience of ancestors with the aim to attract luck and prosperity is through the magic of ancient rituals and ceremonies, looking for specific charms that can attract money. It is symbolic that this ancient Russian and Chinese ways of attracting wealth in our country are very popular. You yourself probably have heard from grandmothers such features: large bills must show the new moon to the money in the house were carried out before the next new moon. And nothing about the Chinese method of control the flow of energy, called feng shui, have heard everything from small to large. How to operate such unconventional methods to attract money? Let's try to understand.

The old ways of preserving wealth

Remember omen that a bag of money can not be put on the floor? And the one which refers to a very specific way of storing money in your wallet - that the bill should be put in ascending to his face? These statements are a common idea - finances require careful treatment, like account and the order does not tolerate carelessness and neglect. So, first of all, to the money you can not do a party, they should be treated with love, except for evil and not blame all the misfortunes. Thoughts related to finance, should bear a positive and indicate that you deserve to be rich. That's the first answer to the question of how to attract the money - to change internally, do not be ashamed to love them and to show due respect to them. Now let us turn to the experience of their ancestors.

The ancient Slavs one of the most terrible curse was believed "that you were empty." A subject that symbolizes wealth in the family is so. Indeed, what could be worse than the void at the dinner table? This is direct evidence of poverty and hunger. Therefore, the concept of symbols "emptiness" are reflected in the signs associated with what can and can not do to had money. And all the signs are not so much magic as it is rational underpinnings, such as:

• You can not sit on the table. Indeed, the man who allows himself to sit in the place where eating is obviously no respect for himself, and, hence, not worthy of the wealth.
• You can not put on the table empty containers high. It's kind of funnel, which lost money.
• You can not sweep away the crumbs from the table with his hand, as a symbol of emptiness - bare, naked body.
• You can not whistle in the house. In the houses of the poor instead of fire in the furnace was heard the whistle of the wind.
• You can not borrow money in the evening. It was believed that the day is gone (void), and can be sent to the prosperity of the yard. With this contact, and the prohibition to sweep the house after sunset - wealth sweeps.

Agree, these signs have become an integral part of our everyday life and, because of their wisdom grows roots in antiquity and backed by experience. Even lacking, at first glance, a sign of common sense that the keys and put money on the table can not be explained simply. These items were in constant daily use, they are not always concerned with clean hands. So stay keys and money on the dining table could lead to diseases that attracted unwanted expenses.

The ancient art of multiplying wealth

Our glorious ancestors knew not only how to preserve existing financial well-being, but could easily answer the question of how to multiply:

• In the purse to put a leaf, and then the money will be there as much as the leaves on the aspen.
• To vodilis funds do not need to burden small change purse - the best on Sunday to hand it to the poor, otherwise you will come to a small coin.
• Broom in the house should be only one. And you need to handle it was down to cash flow is not scattered, and merged into a common and ran into the house.
• The above show the sign of the money the new moon also has its rational explanation, for the time checked against the Slavs of the heavenly bodies. Moon symbolizes the beginning, the birth of the next cycle time. Therefore it was considered a good sign if a coin will fall light young, that is coming, a month - this means that the money will arrive.

Whether enough you are free to qualify for wealth?

It's not a secret low standard of living in China, so to finance local residents are treated with great respect, and quite naturally think that a lot of money does not happen. The practice of feng shui says that the person who wants to get rich, must first be worthy of it, and, above all, in their own eyes. To achieve this goal, according to Chinese teachings, we must pay self-contemplation and mentally try to answer the question of why you are so you need to multiply your money.

In order to prove its willingness to be worthy of wealth will have to liberate living space from the old useless things. Remember that throwing rubbish, you are preparing a place for the emergence of something new, you require. It is also a kind of a mental setup in feng shui that promotes change of worldview - who is more giving, he gets more, because the freedom of foreign promotes the liberation of man from within.

Water - the element of wealth

According to feng shui element of financial well-being of the Chinese is water. However, its use should be approached with great caution, well-studied all nuances, which says the ancient philosophy. Currently, the popularity of Chinese scholars promotes the use of water elements in most modern landscapes. But the element as its characters - not an easy thing, and even dangerous. You should know that the water that flows in the opposite direction from the building or outside, is able to attract the ruin.

A sad example of this unfortunate landscape solutions can serve as a well-known Hong Kong office center - the so-called "building Lippo." It is surrounded by fountains with water flowing out, which, as it carries with it a cash companies located in this building. Thus went bankrupt several major financial corporations. Therefore it is better to go in a simpler way and use the element of water is right or not to use it at all possibilities.

To avoid trouble in the monetary sphere related to the influence of water in the apartment or house should replace all the faulty faucets, taps and sinks. Dripping water carries with your money. But the pure energy of this element may well benefit. For example, most Chinese shops at the box office you can see the aquarium with an odd number of goldfish. This, according to feng shui, forcing customers to leave the store large amounts of money. This aquarium nobody bothers you and set in an apartment or office, to attract cash flow of energy.

Symbols of money from Chinese

It is worth noting that the whole technique of feng shui to attract money consists of a large number of characters, which are responsible for the energy flows of wealth. All of them, according to Chinese scientists set strictly in the southeastern part of the room, because it is responsible for the direction of the material well-being.

Some of these mascots to attract money are a bunch of Chinese coins, which attract an important financial information. They need to carry in your wallet, are stored in the key business documents and safe.

It promotes the growth of money and the figure of the Chinese god of wealth. He is portrayed as an old man sitting astride a tiger. This is necessary to put the statue back in the office workplace. The apartment has an image of the Chinese god of place, for example, your favorite chair or sofa, as well as at the front door.

The system of symbols of Feng Shui special place belongs to the animals. Among them are the so-called "Celestial animals", that is the dragon, phoenix and tortoise. The more statues and images of these creatures are placed around the house or apartment, the better. And settled at a live turtle, because apart from the money, according to feng shui, it contributes to health and longevity.

Also being, symbolizing wealth, the Chinese believe a three-legged toad, which is depicted sitting on a pedestal of coins, and her back is decorated with symbols of yin and yang. In the mouth toad coin holds. Figurines depicting this creature should be placed on the floor or table, away from him. Chinese three-legged toad figurines are arranged in all the rooms of the house.

Frequently in our stores models of sailing ships also belong to the well-being of the symbols of Feng Shui. In ancient times sailing ships brought a variety of goods and money, and so today they represent wealth and good luck. Model sailboat should stand or hang in the hallway of an apartment or to decorate a hall office. Bow of the ship is sent into the room - thus the ship brings with him a success in financial affairs.

Particular attention should be paid to the color of all the above items, characters. They should be golden, because this metal is most favorable in terms of feng shui to attract money. Of course, gold sailboat able to afford not everyone, but you can put it on the deck a few gold coins or gold jewelry.

In order to attract financial success in the professional sphere, should pay attention to a number of other factors, such as the obligatory presence on the desktop, in the northern part of it, natural quartz crystal on which light should fall.

In terms of Feng Shui is also important to maintain order in the workplace. Any piles of old papers and unnecessary documents currently concentrated in the passive energy, so it is best that they be stored in the closet and brought down as needed. A danger in the sense of creating energy flows are erratic wire office equipment lying around in disarray. It is better to put them in a neat bun.

Recommendations on the organization of space in order to attract money in the method of Feng Shui in abundance. The above - it's just a small part of them. But the main thing - it is your inner sense of comfort. Learn to trust your feelings, they will not be deceived. If any place home or office you feel uncomfortable, it's intuition suggests that it is to organize and arrange otherwise. Do not be afraid to experiment with interior design solutions as long as you feel satisfied and confident that every thing given to the appropriate place.

Do not forget that the basic law of both Chinese and any other philosophy to attract financial well-being can be formulated as follows: only a person's willingness to take the wealth of dignity will allow him to achieve this. Learn to respect and consider the means, and only then they multiply. Remember that big money can find you unexpectedly. Be prepared for the possibility to get an inheritance or winning the lottery, because the fate of favors to those who are capable of surprising her with gifts. But success comes to people active and developing. So no need to relax: the search continues for a prestigious job, look for ways to improve their professionalism, take everything from life that is possible. After all, feng shui and wisdom of the ancestors themselves yet nobody made richer.

We strongly recommend to read: How to attract money into your life

Rights single mothers: payments and benefits

Contents:

• The legal interpretation of the status of single mothers
• Why is the graph of the fatherhood so often is blank
• Benefits that the single mother
• Rights single mothers in the labor, housing and tax codes

Families with kids are growing up, well aware of how much force is required, patience and money to bring up at least one child. Very well, if both parents are equally involved in this labor-intensive process: Dad makes money, my mother engaged in child and home. As soon as a kid growing up, family responsibilities, or redistributed, or not, depending on the realities of life and desires of family members. The whole point is that the heavy burden of raising children is divided between the two - the father and mother. It is this traditional family is in the conventional sense.

However, in our difficult time of change and new trends affected all spheres of life, and even immutable, it would seem, the boundaries between masculine and feminine gained transparency, frequent among the representatives of the beautiful half of humanity becomes conscious choice to have a child. This occurs even when life together with his prospective father or impossible for a number of reasons, or even desirable.

This position is in our country a few decades ago was considered nonsense if not, then at least, was quite rare. After the birth of the child without a husband was perceived in society as a disgrace for a woman. So hardly anyone consciously decided on such a step. In general, a single mother at the time was considered the birth of their child mistake of youth. It was not a conscious decision about their conception, but rather an accident, and the birth of the baby has been dictated by circumstances rather than a deliberate desire.

But recently the situation has changed: the relationship between men and women have become more complex, the institution of family and marriage lost its former weight, but the instinct of motherhood still lives in each of us. So the question of what rights the state provides for modern single mothers, how well their status protected by law and what benefits are provided, are especially important.

The legal interpretation of the status of single mothers

For the average man, not very well-heeled in all existing legal subtleties, lonely is every mother raising a child or children without a husband. But in fact, in terms of legislation, a woman has this status only in those cases where:

• a child is born it is the official marriage;
• birth of a child has occurred for more than 300 days after the divorce;
• the child was born in wedlock (or until the expiration of 300 days after the divorce), but the fact of the husband contested paternity in court;
• child has been adopted (adopt) out of wedlock.

In other words, the status of single mother provides such a formulation: a woman with a child (children), which (-s) officially absent father.

Accordingly, a woman can not be considered as such by law, if it is:

• raising a child (children) after the termination of a legal marriage, even if the former spouse is not paying child support;
• She gave birth to a child in the period up to 300 days from the date of the divorce (or annulment), and for 300 days after the death of her husband;
• She gave birth to a child out of wedlock, but paternity established in court or voluntarily, even if the man lives alone;
• is a widow;
• raising a child (children), whose father (-s) deprived of parental rights.

In all the above cases, the children still there, or had an official father, so their mothers are women with a child (children), but without her husband.

Why is the graph of the fatherhood so often is blank

Very often, when a single mother goes to the registry office to register her newborn baby and its employees are advised instead of actual father put a dash. Naturally, they give such recommendations still pursuing their own interests, yet their words the woman should take note. This is due to a number of bureaucratic things such as:

• in the case of travel abroad with the child necessarily need permission of his father, and in fact often his whereabouts are unknown - as a result of the mother will have to try to prove his lack of law;
• if necessary, to register the child workers housing sector may insist on the presence of his father, although it is not quite legitimate, but is very important for the capital region;
• in the case of dangerous operation associated with a greater risk to a child's life, doctors sometimes need to sign an authorization from both parents - is, of course, exceptions, but life is unpredictable.

That's what causes forced single mothers put a dash in the graph information about paternity. But it must be said about the cons of this decision with respect to inheritance rights. After all, by law the children who have no birth certificate in the official records of the actual father, deprived of the opportunity to inherit his property. Therefore, the mother must weigh the pros and cons in both cases, and rely only on their own choices to protect their rights and child.

Benefits that the single mother

The woman in the status of a single mother has all the right to receive the same benefits associated with the birth of the child, which are provided for other categories.

• a one-time benefit paid in the event of registration in the antenatal clinic gestation less than 12 weeks;
• maternity leave (maternity payments);
• a one-time payment on the birth of the child;
• monthly payments on time, leave to care for a child who has not reached the age polutoragodovalogo.

This so-called mandatory federal benefits. But in every region of the Russian Federation has its own additional subsidy funds are assigned at birth. And be aware that some of them relate to all, while others are directed specifically to support single mothers, for example:

• a monthly allowance for families with children under the age of majority if their combined income is beyond the subsistence level;
• Compensating monthly payments due to the increase in food prices provided for children up to 3 years of age and the resulting increase in the cost of living for children under the age of 16;
• benefits who receive a monthly single mother or father with a disabled child under 18 years old (with a disabled child under 23 years old);
• payments provided monthly to a child living with a single mother or father who have a disability, the first and second groups are not working.

Rights single mothers in the labor, housing and tax codes

The state regulates the rights for single mothers to receive a number of benefits in the tax, employment, housing and social spheres. For working mothers, according to the current Tax Code laid a double standard tax deduction ("children") for the costs of maintenance of the child until the age of 18 years. But it's the right woman loses as soon as legally marry.

The Labour Code specifies that the single mother has a number of advantages at work. For example, it can not be dismissed at the insistence of the administration, if the child has not reached the age of 14, except for the liquidation of the company, but only if the compulsory employment. The employer must provide a workplace and a woman when the deadline of the labor contract (agreement), with full pay for three months after the end of the contract.

Single mothers laid the payment of sick leave due to illness of the child up to 14 years at a rate of 100% and a term longer than other women. They also rely additional 14 days of leave without pay at any time. Single mothers who are raising a disabled child have the right to give them to the 4 extra days off per month.

Housing Code, in turn, determines the priority for these women to get free housing. But there are some limitations that are common to all, regardless of status: qualify for government square meters can only those categories of people who are legally entitled to improve their living conditions.

A single mother is also entitled to a number of social benefits. Minor children of such women may be accepted in an institution on a full provision of the state, students are entitled to free textbooks and food. Also, once every two years can be released in sanatoriums and children camps without having to pay the full cost. For some medicines, especially costly, for single mothers a discount of up to 50%.

Mothers raising children without a father, always in need of help. It can be financial or in the form of benefits from the state, but often modern working women are quite capable to provide both themselves and the baby. But equally important aid society, or rather, the proper relation of people to single mothers. And it is in tolerance and understanding, as a woman raising a child alone, has all the rights on privacy and on professional growth and career development. So do not condemn lone mother who is trying to find happiness in marriage. This is not an attempt on her part to infringe upon the interests of the child, and the desire to bring it into full family.

If such a mother is among your colleagues at work or working under you, try to understand the fact that it sometimes have to be away at school, or other matters relating to the child. Consider the fact that in addition to her no one else to care for a son or daughter during his illness.

It is important that both the state and society have learned to respect the rights of these special mothers and did not perceive them as inconvenient, eternally dissatisfied lgotnits all, because they have to cope alone with the difficult task of raising children.

We recommend that read: Benefits and allowances for single mothers

What put a single mother: what benefits can be expected

Contents:

• Who is a single mother: she who can be considered
• What are the main benefits laid a single mother
• Benefits of subjects of the Russian Federation
• Additional allowances issued by a single mother in Moscow
• Benefits, put a single mother
• Nuances of employment benefits single mothers
• Social benefits for single mothers
• What benefits are put on the Tax and Housing Code: nuance

Modern people value the bonds of marriage is not so much as representatives of previous generations, and were themselves the relationship between a man and a woman become confusing and difficult. So today, society is much less surprising a single mother raising a child without a husband. But the fact that in the XXI century, people did not pay so much attention to it, the woman does not become easier to put your own son or daughter to her feet. On the contrary - it would be useful even greater attention on the part of society, of course, manifested in tolerance, understanding and assistance.

However, we can not assume that the state does not care about women raising children on their own. Every single mother given certain rights, privileges, they should pay the cash benefits. But it should be noted that such assistance can claim not all women with children, living without a husband. Mom can become a loner and deliberately, but to confirm their status legally. Only then can we expect to receive assistance from the state.

Who is a single mother: she who can be considered

To understand what is necessary to single mothers, need to first figure out who on the legal level assigned to this status. It is given to the woman:

• Given birth outside of marriage (even without marriage), or later than 300 calendar days after its official termination.
• Do not set legally (ie, either voluntarily or by a court order) the paternity of the child
• Not to marry, but to formalize the adoption or adoption.
• Gave birth in a marriage (or for up to 300 calendar days from the date of divorce), but obtained a judgment that a man (former or current spouse), recorded the child's father, successfully challenged his paternity.

Of course, the legal interpretation of this status has its drawbacks. For example, if a woman's husband died, she did not get the rights of a single mother and follows them assistance. Officially, it will be considered a widow and not be able to enjoy a number of benefits, although it actually left without a breadwinner (or, at least, the person that make a significant portion of the money in the family budget) and forced to raise a daughter or son of your own. But let's go back to the rights of those who received this status legally.

What are the main benefits laid a single mother

First of all it benefits all those who get all-new mom:

• one-time issued on becoming pregnant woman on account of a medical institution (for up to 94 days, that is up to 12 weeks);
• maternity leave;
• one-time issued by birth of the child;
• Daylight monthly;
• monthly, issued for the period of leave to care for a child (if at the time of payment of the son or daughter is 18 months).

But at the same time benefits for single mothers are usually larger in size (when compared with the usual benefit mothers). This and care of the state. It should be noted that in the course of all the nuances of benefit payments can only be social protection authorities, which is attributed to a single mother in the community. Therefore, in each case a woman needs to apply to the appropriate authorities for further details.

Benefits of subjects of the Russian Federation

Also, be aware that a variety of subjects of the Russian Federation can pay my mother a single legal status of supplementary benefits. Naturally, this is done with the purpose of social support women raising a child on their own, and this laudable initiative. If we consider the situation in general, the laws of most of the Russian Federation stipulates the right of single mothers to receive the following additional benefits:

• monthly compensation - compensation for costs associated with the increase in the cost of living;
• assistance in kind, producing a variety of benefits for children who are under 3 years of age;
• monthly compensation - compensation for costs associated with the increase in the price of children's food.

Separately, it should be noted the tax deduction (for working mothers) in PIT: a woman gets it twice the amount of the standard, if the documents the child's paternity is not specified. However, it can also apply any single parent (both biological and adoptive), as well as a trustee or guardian.

Additional allowances issued by a single mother in Moscow

Again, the size and conditions for the issuance of additional funds depend on the specific subject of the laws of the Russian Federation. If we talk about what to expect single mother in Moscow, at the expense of the city budget provided for her "bonus" benefits. But keep in mind that they are linked to the level of her earnings. So, if you own a woman raising a child receives income does not exceed the cost of living in Moscow (in per capita terms), it is necessary:

• The monthly allowance, provided at a higher rate. On January 1, 2012, its value is 1600 rubles (if the child is up to 1, 5, or from 3 to 18 years) or 3,200 rubles (if the son or daughter of 18 to 36 months).
• Monthly payment, shall reimburse the costs associated with the increase in the cost of living. It is issued if the child is less than 16 years (if he is studying in educational institution) or 18 years (if it implements educational programs). The amount of this compensation is 750 rubles.
• Monthly payment, shall reimburse the costs caused by the increase in the price of children's food. In this case, the payout is 675 rubles and issued as long as the child is 3 years old.

Note for those allowances to single mothers must submit an application to the social protection agencies. Doing that is most convenient for the 3 months prior to the anticipated receipt of payments for sick leave (or 3 months later). This can be explained very simply: all benefits are considered income. And if with them, and with the salary mom "pick up" the cost of living, it simply will not pay compensation. Another nuance is that a woman can get these benefits, even if you will marry. But it must be to her new husband did not adopt (not to adopt) a child, because only in this case, his income will not be counted when calculating the subsistence minimum for each family member.

Additional benefits may be issued by a single mother, even when per capita income exceeds the cost of living. Just in this case will be smaller payouts. Expenses at improving living standards shall be reimbursed in the amount of 300 rubles (monthly). However, compensation for rising prices for food remains unchanged and is still the same 675 rubles.

Separately, we note that a single mother, a recognized disability group I or II, and neither worked, appointed an additional monthly allowance of 6,000 rubles. It is paid until the child is living with a woman reaches the age of 18. If the mother to work, but her son or daughter of a disabled child, the allowance is granted until he (she) does not turn 23 years.

Benefits, put a single mother

We must not forget that every single mother with how whatever standard of living and income should receive allowances to allow her benefits. So, while her child is under one and a half years, the state is obliged to pay on a monthly basis also some additional amount (its size depends on the particular subject of the laws of the Russian Federation). There are additional annual financial aid of 300 rubles. Yes, for 12 months, it is quite ridiculous amount, but it must issue a mandatory order.

We turn to employment benefits:

• The administration of any company, regardless of its organizational-legal form, can not on its own initiative to dismiss a single mother. This woman put the preservation of jobs, at least as long as her son or daughter reaches the age of 14 years. The only exception - is the liquidation of the company. But in this case, the organization's leadership are bound to find a single mother for a new job. And preserving its specialty and position.
• If the company has hired a woman to raise a child on their own contract, and its validity came to an end, it is obliged to employ its employee. At the same time, while there will be finding a new job, a single mother supposed to pay the average salary. However, not more than 3 months from the end of the calendar day of the contract.
• When a single mother gets sick leave to care for her son (daughter) at the age of 14, it must pay to the amount of one hundred percent. Moreover, its obligation to grant a longer period than in standard situations.
• Single mothers laid an additional 14-day vacation at its expense, the woman can take it at any suitable time for yourself, how to attach it to the core, so using them separately. Naturally, it is necessary to warn in advance the firm's management that it needs these two weeks, and tell when they need it.
• No employer has the right to refuse to accept a woman in the state, remove it from office, reducing her salary because she was a single mother. If the Manager does not employs mother handed him a statement, he must report the reason for its decision, and in writing. This "explanatory" is a complete document that can be submitted to a court for an appeal.

Nuances of employment benefits single mothers

There are a number of features of the Labor Code, which many single mothers do not even know. Meanwhile, these nuances were created to make life easier for a woman raising a child alone. That's why we want you to know them so that you can arm themselves with knowledge of TC of the Russian Federation.

So, every single mother must understand that during hospital treatment she put increased benefits. In the first 10 days of stay in a medical institution of their size depends on what a woman's seniority. After starting from the 11th day, it paid 50% of salary mother. Moreover, if a son or daughter of preschool age, the woman receives an allowance for the duration of the treatment. If a child 7-15 years, payments are made only in the first 15 days.

Labor Code of the Russian Federation protects the lonely mother, helping her to keep their job. Please note, a woman raising a child alone can not fire not only because of the staff reductions, unsuitability for the post or just on the initiative of. It is protected and when a change of ownership of the enterprise. She was not threatened with dismissal, even in the case when the director, chief accountant or other responsible person has committed a grave error, and this led to extensive damage to property of the company.

His additional leave of 14 days a single mother can be used not only at any time of the year (this time agreeing with the authorities), but not entirely, and in parts. As you know, in this case it is not necessary to attach these "bonus" days to major. But until the next year his mother additional leave can not be (if spelled out in the collective agreement guarantee of its annual). If a woman is raising a disabled child, her monthly put another 4 day weekend, of course, paid.

Social benefits for single mothers

• If a single mother need accommodation, it claims to be a matter of priority.
• A woman raising a minor son (daughter) alone has the right to arrange his (her) in any children's institution (except private). The state is obliged to ensure that child.
• If a single mother bringing up the student, it may be given free meals in the dining room, it can receive free textbooks. We write "may" rather than "shall" because it all depends on the director of the educational institution: it was he who decides to provide such benefits or not.
• A single mother has a right to buy a group of medicines (required to be available in every city a children's clinic) at a discount of up to 50%, depending on the drug. It is noteworthy that such an exemption is not limited to cheap, but at a fairly expensive medications.
• If the state polyclinic has a massage room, a child of a single mother can use its services free of charge. While an ordinary family can count on a discount of 50%.
• At least once every two years a child single mother put a ticket to the health camp or sanatorium. Moreover, it must provide free, or at most, a minor extra cost - in the prefecture or any other territorial administration.
• At fairs and other sales of children's clothes and other things single mother is entitled to a significant discount. And such events should be held regularly in the same regional offices.

What benefits are put on the Tax and Housing Code: nuance

Earlier we wrote about the double tax deduction for personal income tax, up to date, as long as the child of a single mother of 18 years. However, it is possible only in case if a woman is not married. Tax Code treats the status of single mothers in their own way - this nuance must be considered. If the mother gets married, and her husband formalize the adoption (adoption), it will no longer be able to enjoy this benefit - it will rely on the standard deduction.

Of course, the tax code should be further developed in terms of the protection of women who are bringing up a child alone, but it takes into account the rights of individuals more than housing. Actually, the latter does not provide virtually no benefits. According to him, from a single mother almost the same rights as a normal full family. Yes, she was the first in the queue for housing, but only if the need of better housing conditions, and it must also be proved.

But it is not all bad: the main thing that the benefits will still have. Of course, in our time, any single mother is very difficult to raise a child on their feet, and keep up at work and in education, to build a career and build privacy. But it is good that the government still does not leave these women without the support that it receives the new laws, amend, revise the conditions of payment. It gives us hope that in the future a single mother will get more benefits, they will be easier in the education of sons and daughters.

We advise to check: What rights have a single mother at work

How to save money in the family: planning costs

Contents:

• The main ways to save your home
• Why can not postpone spending priorities?
• Divide and set aside
• We eat at home, cook for yourself and visit the sales

Any average family is a kind of small economic model of the state, which necessarily there is such a thing as a budget. It much depends on how much there is compulsory expenditure and what is the average monthly income.

And learn the proper planning and allocation of money you need without fail. It's not only a way to save money, but also an opportunity to encourage children by example care of the finances and the things that is given to them easily. And since in most cases you are the hostess, do basic household chores, and then you have to learn the main techniques on how to save money in the family, in order not to cause it to default.

The main ways to save your home

To begin, it is important to understand that the question of the rational allocation of the family budget consists of two main aspects - psychological and mathematical. In the first case we will focus on unnecessary purchases, for which money is spent impulsively, without a clear need. It is often momentary desire is stronger than the arguments of reason, and we buy something without which we can easily do without. For example, a regular dress, lipstick or perfume women gain only because consultants shop suddenly drew their attention to a very attractive discount. And men can make hasty purchases, especially when it comes to entertainment industry.

Therefore, every family should adopt such councils, for example, the separation of planned expenditure in two parts: mandatory and optional. The result in the form of money saved in the first month will give you and other family members. For a useful initiative did not disappear, no harm will be in addition to the global objectives and to identify those that can be achieved in the foreseeable future. For example, to allocate a part of the savings to going to the movies, a trip to a water park or leaving the countryside.

The essence of the mathematical approach in the proper distribution of the family budget is to immediately determine how much cash you need to allocate:

• rent and utilities;
• food and medicines;
• household chemicals;
• clothing and entertainment.

But it should be clearly understood how much money will go to the above categories, and to determine the minimum and maximum amounts for each of them. After all, the size of the total monthly family income will depend on the amount of waste.

Keep a notebook in which to record the income family per month, and all of its costs, both mandatory and optional. Perhaps the first time it is better to live in a familiar mode without saving. This will help create a real picture of what, in your opinion, the most out of money. After analyzing the records, you will be able to quickly understand what exactly points to be more economical.

Why can not postpone spending priorities?

So, according to the psychological approach to the issue of saving the family budget, you have to set priorities, and using math - you know all sizes unavoidable monthly expenses. But this is not enough, so you need to use the first rule of thrift. It is mandatory that all purchases and paying bills to do for a day or two after your family members got paid.

But why are these issues with those who are trying to save, you should hurry? It is very simple and is explained by the usual human factor. After all, if your disposal is a large sum of money, you want to relax and treat yourself and loved ones with some nice shopping or entertainment. Why not, after all money is permit? Of course, it's very good, you need to relax, enjoy life, too. But very often after such reckless spending, you find yourself in a situation where the next paycheck to at least another ten days, and money remains on rent and utilities.

But it has yet to be food expenditure, kindergarten, developmental classes, sports clubs or dances. Probably someone from the members of the family need to buy clothes or shoes, perhaps in front of someone's birthday or other celebration. So it turns out that free money was not as much as it seemed.

Therefore it is better immediately after receiving salary close all the issues related to mandatory payments, and plan the rest of the expected costs. And only then, on the basis of the balance amount, think about fun and enjoyment. Believe me, those funds that are due to remain in your hands, do not give all capabilities without regard to waste like this could happen with a large sum of money in the first few days after the wages.

Divide and set aside

The second rule is to distribute, and it will help you to accurately take into account all future expenses. To do this, initially set up an envelope to sign in accordance with the planned costs, for example, "the rent and communal", "food", "garden, sports, dance," "gifts for the holidays" and so on. Do not forget about the envelope with the word "savings".

Train yourself on the first day salary to allocate money for this, so to speak, "shelves". The amount should be deferred in an envelope called "savings" must be at least 10% of the total family income. If you can save more money, it's fine, if less - Analyze the costs. However, do not forget that indulge in everything for the sake of global goals can often only adult, and even then not all. If your family has children, do not deprive them of entertainment. Just enter feasible limit and slightly re-orient.

For example, your family is accustomed to over the weekend to go to the shopping mall and spend a lot of time, leaving a tidy sum of money? This tradition is correct, retaining the basic idea - to spend time together. During warmer months, have a picnic in a nearby park or just walking around the city: the children will be able to breathe fresh air, run and stretch their legs, and parents - to recall period of love and walk hand in hand, as in the old days. In winter, a family making a snowman, toboggan, play snowballs.

Of course, sometimes the weather does not allow actively spend time on the street, but in any case to be in the entertainment center, you'll be less likely. And this is a positive impact on the budget of your family even in the sense that it would save on drugs. After all, in the winter season the risk of catching a viral infection in crowded areas is very large. Therefore, if you take a walk on the street all together does not work, then enter another tradition, for example, to sculpt cakes or dumplings with the whole family. And at home, and everything in business, and fun.

We eat at home, cook for yourself and visit the sales

So gradually we approached one of the most costly items of expenditure namely the means to go on food. First of all, you should determine how much money a family spends 10 days for food. To do this, fix that and how much of that time has been bought. Further analysis is required again. Carefully review the list, and if it has a large number of semi-finished products, crisps, sweets and cakes, in principle, the answer to the question of where to save, you can close.

Many women in the eternal bustle of trying at least not during the week to spend time cooking food, and buy dumplings, meatballs and sausages in store. And even salads from supermarkets are often part of a family dinner. Of course, it is faster and easier. But clearly cheaper and, moreover, is not useful natural home-cooked meals. Therefore, to save money and preserve the health of themselves and their family members, get rid of the habit of eating ready meals. And once again going to the supermarket, prefer meat, fish and vegetables, dumplings and sausages leave bachelors.

In order not to make the process of cooking dinner in a torture for yourself after a busy day doing homework on weekends and freeze them blank. Knowing that the refrigerator has its semi-finished products, you will not buy the store. Instead of ready-made pies bake themselves. Start with simple recipes and to involve the children. Mother's pies taste - the taste of childhood. But apart from cooking at home, there are a few ways to cut spending.

1. Do not go to the store hungry, and it will type a lot of extra food.
2. Buy many products with limited shelf life, as you can eat.
3. Carefully make a list of purchases and take the money as their number is only slightly higher than the estimated amount of the check.
4. Plan your menu for the week and choose simple recipes.
5. On the market is better to go in the afternoon when the sellers are willing to bargain.

On the question of buying clothes and shoes also should be approached thoughtfully and acquire needed new clothes at the end of the season. But do not skimp on quality - it is better to buy a smaller, but the really good things that last a long time. Try not to make impulse purchases influenced by discounts and great deals at the beginning of the season, especially as in many stores before a thing hang tag «sale of 50%", it may inflate the price previously.

As for the cost of household chemicals, some housewives prefer to wash laundry soap and wash dishes using flour, soda or mustard. It is, perhaps, a good way to save money, but it does not fit all.

If you are afraid of monthly bills for electricity and water use, pay attention to the habits of family members. Perhaps in the rooms often lit unnecessarily light simultaneously work all TVs, and a washing machine and dishwasher are not included at full load, but if you want to rinse a few dishes or wash a shirt.

Situation of each family, associated with the need to save, are different. Someone is trying to save on the purchase of the coveted car, someone does not have enough money for independent housing, someone in general because of certain circumstances, to temporarily deny yourself in all but the most simple. However, in our difficult time of crisis it is helpful to learn the basics of rational expenditure, even those of us who do not suffer from a lack of finance. But do not forget that the whole must comply with the measure and common sense. So be economical!

We recommend to check out: How to save energy at home

How to save water: to reduce their costs

Contents:

• Control - the key to successful saving
• How can save water, anyone?
• Techniques that help save water

Every month, every family is faced with the need to allocate part of their budget to pay for the mandatory costs associated with living in the apartment, and repay the bills for heating, electrical and so on. According to statistics, the third place of the list take costs associated with the use of water for domestic use. Did the monthly amount of these expenses and not very big, especially compared with other indices. However, if you put the annual cost of the family only to pay for water and sanitation, the resulting figures, to put it mildly, to cause a surprise with a "minus".

Indeed, we have little interest in the question of how to save water. Why is it so hard to understand is not. The roots of the answer lies in the Soviet past, which was formed under the influence of our mentality with you. Of course, while the TV screens were calls that should save water. You may recall, even cartoons that advocated this approach. However, the amount of utility payments in those days had no significant impact on the budget of an average Soviet family. It is for this reason that our parents are not particularly thought about the question of how to save water.

Today's realities are fundamentally different from those that existed two or three decades ago. Fees for the use of both natural and man-made resources are growing steadily. The level of income does not allow many families with the same ease and nonchalance refers to the payment of utility bills. Yes, and global trends aimed at saving fresh water resources, since their number has been steadily declining.

And we feel ourselves when for some reason, suddenly disappears in the apartment all the usual tap water? Naturally, it is impossible for us familiar comfort and creates considerable inconvenience, even when such a situation does not last more than a few hours. But it is impossible to imagine, and what happens to modern mankind, when fresh water will become a real deficit. So let's try to make a personal contribution to the cause of saving water, because it will also significantly reduce the cost of the family budget and the released funds to send more useful direction.

Control - the key to successful saving

To begin with you should pay attention to the counters installed in most modern apartments, as well as to take note of the amount of the final payment for the water in the monthly receipt. Take the time to write down these figures, because such an account will make a real picture of how much money your family has managed to save a few months.

The second step should be mandatory verification of plumbing in your home for possible uncontrolled leakage associated with defects. Make it pretty easy, because all the counters are indicators of water movement. Make sure that the valves are securely closed, and fix the readings. After a couple of hours, check whether they have remained unchanged. If the answer is yes, you can be calm - you have everything under control. If the counter values ​​have changed, it is necessary to find out the reason.

Inspect faucets in the kitchen and in the bathroom. Note that any one of them in the event of leakage able to use up to eight thousand liters of water per year. Be sure to check the drain tank, because if it flows, the costs increased by more than two hundred liters per day. It often happens that the serviceable at first sight the toilet drain allows water to escape almost silently, making the process transparent to us.

To understand how things work in your case, you can use any food coloring or gouache in which you need to add color to the water cistern. As soon as it will stain the toilet bowl, you immediately realize that there is a small fault that requires removal. To do this, you can invite a specialist or bring a spouse. To save the process was more successful, as it is made aware of all family members living in the same apartment. Note how close the valve, since water is used not only adults but also children. So they just like you should be comfortable and easy to deal with existing fixtures.

So, if all of the above conditions are met, you can go directly to the actual methods of saving water and, consequently, the budget of the family. They are quite a few, but they all fall into two general categories: the human factor and technical improvements.

How can save water, anyone?

If we consider this way, then we will focus on personal participation in the process of saving the whole family. Each of you should follow a few essential rules. Here are those that relate to hygiene and laundry.

1. First of all all your family members need to understand that the cold water is much cheaper than hot, so it is better to use it more frequently.
2. A habit of brushing teeth including a tap at the beginning and at the end of the sanitary treatment. You can enjoy and glass. In this simple way four people can save up to 750 liters of water per week.
3. Remind her husband about the need to shave off at the tap. This will help to reduce the weekly consumption of 380 liters.
4. Encourage family members to wash in the shower, not in a filled bathtub. The process itself should reduce and contain water only in the beginning and at the end, when rinsing. This would save about 20 liters per person.
5. If you prefer to wash in the bath, then fill it up to 50% higher than can reduce water consumption by the same 20 liters.
6. Try to use the washing machine only when it is fully loaded.
7. Do not throw trash into the toilet - it has a special bucket. Disappear need frequent draining.

Let's move on to how to correctly and sparingly water can be used in the kitchen. It also does not make much effort, if it becomes a useful habit of all the members of your family. At first, of course, have to try, it's not so easy to change the rules established over the years. However, it is not necessary to retreat, because water savings - it is profitable and useful.

1. If your family dishes are washed by hand, then learn how to do it right. You can use either the second shell, or other suitable container in which to pour the required amount of water and detergent. It is here one by one peremoyte the dirty dishes. Then, it must be rinsed with running water from the tap. To wash process does not cause much difficulty, try not to let food residues dry up at the plate.
2. Use the dishwasher is not every time after a meal, but only when the download is complete. Both the first and second dishwashing method will save up to 60 liters per person per day.
3. Forget to defrost meat and fish products using hot or cold water. This not only leads to a saving, but also harmful thing, since it contributes to multiply in meat and fish harmful microorganisms. You can leave foods thawed overnight in the refrigerator or use for this special mode of the microwave oven.
4. Vegetables and fruits wash in the sink, pre-filled with water, which can then be watered plants.

Even if you can not immediately use all of these ways to save, start with at least a few very simple. The results of your actions will be reflected immediately in the first receipt for payment of utility services. Perhaps it will be a good incentive for the continuation of activities related to water saving in your family.

Techniques that help save water

These methods should be adopted to people who plan to make repairs in an apartment or just want to update their bathroom fixtures. After all, technological progress does not stand still, and many Western news economical use of natural resources (in this case water) is already available for widespread use. Here are a few very simple.

1. Mixer with one arm instead of two cranes. It allows you to accelerate the process of mixing hot and cold water, thus it will reach the right temperature. But the less time we spend on this process, the more economical consumption.
2. Modern shower with aeration function. It will not only save money, but also make the procedure more comfortable taking a shower. Aerator water fills the air bubbles, which gives jets softness and makes them more volume.
3. Mixer with silicone stopper. It will reduce water consumption, reducing its jet as a high-pressure becomes more flat shape, thereby narrowing the gap in the hole mixer.
4. Equipment with an infrared sensor. For water supply need only bring your hands to the opening of the mixer, and removing them you same contactless way stop the flow.
5. WC equipped with a combined drainage system. Often you do not want to use the full volume of the tank, so setting such a sanitary novelty, you can use water more sparingly. But you can reduce the amount of drainage in the usual toilet. To this should be placed in a tank vessel with a liquid, e.g., a plastic bottle.

In addition to these plumbing fixtures, in a modern apartment can be used, and many others. For example, adjust the water taps on conventional nozzle or with the effect of the soul in the kitchen. You can also purchase faucets with a special chopper flow. Choosing shower heads, give preference to the one who has not a very large diameter.

In any case, do not ignore the question of how to save water, as the irrational use of it, as well as other natural resources, will lead to their depletion and subsequent shortages. Already, in many cities the process of pumping the groundwater is much faster than they have time to recover the original volume. This is a very dangerous phenomenon, because sooner or later the stocks have been exhausted and no longer provide the lives of people. Already, one-third of the world's population has a problem with drinking water, began to appear even ghost towns from which people left because of her absence.

Therefore, water conservation is necessary not only to reduce the cost of payment of utility bills. Since we are all conscious people, we must understand that a rational approach to the use of water in our time is becoming a necessity. Let's remember the responsibility for the fate of the planet, which lies on all people without exception. And the easiest way to do it is precisely in the saving of water as the main source of life on Earth.

We recommend that read: Saving water in the apartment

How to save on food: eat properly and do not spend too much

Contents:

• Cooking tasty and inexpensive
• Organization of procurement budget

It is no secret that almost half of the usual monthly income of an average family spent on food. We leave the money in large supermarkets, markets and shopping in nearby stores. And often we do it lightly, in a hurry, so we spend much more than they otherwise would. But, according to statistics, good planning of expenditure on food can save up to thirty percent of the monthly household budget. Agree, a decent amount. Especially in these difficult times, when the crisis makes us constantly think about the day to come, and leaving no room for careless attitude toward money.

How to buy and at the same time to save? How to get out of the store with food for a week and still be glad that in your wallet still have money? And is it possible at all? After all, eating should be varied and nutritious, especially when it concerns children. Of course, we often save on clothes, and it sounds simple affair. But the question of delicious food for many of us is always in first place, and to reduce the cost of the products do not always want to. In any process there are some nuances and subtleties. So let's try to figure out and understand how you can not only reduce the cost of food, but do it for the benefit of the organism. So we save properly and thus improve and diversify the diet!

Cooking tasty and inexpensive

Councils, which provide experienced hostess, at a certain time Faced with the need to save money the family set. Some of them are aimed precisely at the correct organization of cooking. They not only allows you to save the family budget, but also to help make your family's diet is more varied and, of course, useful. Here are the basic rules of how to relate to food, to spend less money on it.

Rule one: domestic semifinished best shops

Do not buy in supermarkets ready-frozen foods. We do not argue, it's convenient, fast and relatively inexpensive. But let's face it: in addition to the obvious advantages, this food there are significant drawbacks. And the main one - is the composition of such products. As a rule, the quality leaves much to be desired, because instead of the meat filling in dumplings and dumplings are usually present and soybean oil, the same applies to the finished pancakes, burgers and meatballs. Think not primarily about how to abandon the food in order to save, and over whether all your family members, especially children.

It is better not to be lazy and weekends with his own prepared from natural and high-quality meat like workpiece and freeze them. And to help you in this will be able to children and spouse, for example, under your leadership to stick home dumplings and dumplings. With its own blanks you will be able always to please loved ones fast and above all, quality meal.

For fun, you can calculate the cost of products for your cooking convenience foods. I think you will be surprised when you realize that for the same money, which had to spend on store counterparts, get more yield home. And how much use in a food, however.

Rule two: pastries, chips and crackers are preparing themselves

Do not buy ready-made cakes, pastries and other sweets with a short shelf life. Firstly, you can not know exactly the conditions in which that food is stored, and run the risk of food poisoning. And secondly, the ingredients of the finished candy is not always natural and is therefore not suitable for children. Of course, each has its own supermarket, confectionary department, a kind of paradise for the sweet tooth. And the hand itself stretches for cake, cookies or other temptation.

Instead, learn to save and try to bake apple pie with apples or chocolate cake yourself. The recipes of these dishes are so simple that a child cope. And benefit from them will be much more than from purchased analogues with heavy butter cream. So you not only save money on food, but will please the home fragrant pastries without harm to their health.

Do not buy chips, crackers, salted nuts and other junk food. If you can not do without these products, make them yourself. As for the chips, it can not be abused, but sometimes both want to eat something harmful, right? Believe me, there is nothing easier than to prepare them at home. We just need to slice the potatoes thinly and quickly fry it in sunflower oil.

Crackers are prepared even simpler: any stale bread cut into squares or stripes, prisolit and drain in the oven. You can sprinkle them with spices to taste. So you will find a good use of stale bread products, which certainly would have gone to waste, and to prepare from them delicious crackers, to give pleasure to the family.

Nuts are also more profitable to buy a large package raw and roast in the oven or pan. Thus saving possible and on the other favorite food. Do not be afraid to experiment and try new recipes.

Rule three: Choose seasonal fruits and vegetables and do conservation

Do not buy summer vegetables and fruits in winter, and winter - summer. This simple rule will not only save money, but also will protect the health of your family from nitrates and chemicals, which are full of food out of season. Therefore, fresh cucumbers, tomatoes, zucchini, peppers, cabbage and the rest should be bought in line for their ripening season.

The same goes for fruit and berries. And in general, when choosing these products try to give preference to those that are grown in our country or in the near abroad. Since it is domestic fruits and vegetables are the most useful for us. By the way, pediatricians generally prohibit the use of orange in the summer, as imported citrus fruits often cause severe allergic reactions.

Do not buy shopping preservation. This also applies to popular pickles and jam, and the rest of the food of a similar category. To save, but do not deny yourself the canned products, they are cheaper and more profitable to make itself the summer and early autumn. Especially that home-made are much more useful.

And if in your family once had a tradition of collecting wild mushrooms and berries, then it is time to return to it. After all this food - not only a great way to diversify the menu, but also a good excuse to relax with your family from the city and breathe the fresh forest air. But do not forget of caution and collect only those mushrooms, which are well known to you.

Rule Four: meat and fish better than meat products

Avoid sausages in any form. This food is practically no meat, but a lot of substitutes and flavors, and its price is not that low. It is better to buy chicken, pork and beef, which can not only cook, but also delicious baked. It's not only a good way to save, but also the ability not to use harmful food.

Do not buy meat and fish lightly if you want to save. For example, if you decide to prepare the ear, then pay attention not to expensive fillets, and fish head. Quality stock a win and save money. The same goes for meat. A whole chicken will result in a cheaper than each part separately. If the menu is planned burgers, you should not buy a cutting, do you not get the savings. It is better to buy, say, a part of the scapula.

Rule Five: prefer juices, fruit drinks and fruit

Avoid sweet drinks - its damage to the body for a long time is a proven fact. It is better to cook compotes, fruit drinks and make fresh juices. In winter, they can be prepared from previously frozen preparations and seasonal fruits. If you calculate the cost of a liter of homemade compote, it would be two times lower than the cheapest sweet drinks.

It is also worth mentioning an ordinary drinking water, which we have long been accustomed to buy in the store. But there are well-room, where it can collect for free. And many companies are now offering high-quality delivery of water to the house, however, this service also costs money, but in any case would be cheaper than buying in the supermarket.

Organization of procurement budget

In the matter of saving on food plays an important role and the right approach to their selection and acquisition. Therefore, people who want to reduce the cost of food, should pay attention to the basic principles that will help to learn how to do the necessary grocery purchases. Here are some tips for those who want to save on food.

Tip One: visit a supermarket less, do it with a list and on a full stomach

Teach yourself to need to shop only once a week. This will consume all the products and not to throw away spoiled food in the garbage. Going to the store, bring only cash, credit card and leave the house. This will help you understand how much you have spent. By the way, to global procurement good breakfast or lunch, or the thought of food will not be allowed to save, forcing to make a lot of extra expenses.

Before you go to the store or on the market, consider the menu for next week and carefully make a list of needed products. Not more than for you to be kind and conduct price monitoring to determine the most favorable in this respect supermarket. However, remember that a trip to the grocery store with the lowest cost may sometimes not be as profitable than buying in the near Market. It is necessary to take into consideration the travel costs. Do not forget about the discount card and coupon codes. They will help you save money and purchase products at a better price.

Tip Two: Know the measure, remember shelf life and do not forget about the market

Keep in mind that there is a supermarket and its own system of waste-free sales. So choose those dairy products, which are at the back of the racks. And do not be lazy to look at the bottom and top shelves, because the eye level is a more expensive product with an earlier date of manufacture. Play it safe and give preference to a fresh food.

Do not take a lot of products with a limited shelf life. Their number should be equal to the needs of your family, because you can not save money if you constantly throw out spoiled food. On the other hand, durable goods, such as cereals, sugar, sunflower oil, is to buy in bulk. It is cheaper and thus more profitable. Feel free to bring friends to this procurement may be one of them knows the small wholesale base with excellent prices, but alone can not save money by taking advantage of such a useful finding. And to cooperate, it is quite possible to do.

Walk to the market, especially for seasonal fruit and vegetables. Remember that good discounts on food The local merchants are willing to offer in the afternoon, in the evening. Of course, the choice at this time is not particularly large, but the benefit will, in any case, and the number of buyers significantly reduced, which will safely select the desired item.

Do not forget that you can save money on food, not only at home but also at work. For example, give up drinks from coffee machines. Instead, buy good coffee and cook it yourself. This will not only save money but also improve the quality of the drink consumed. Prefer home eating a sandwich instead of buying lunch break dubious quality cakes in the nearest cafe.

There are, of course, and another tip for those who want to save. It is to eat less. No, do not go hungry, and prepare as much as is required for a full meal the whole family. It often happens that like everything is full, but do not want to leave extra food for the next time - and we are constantly eats. Try to cook less, and maybe you do not have to sit on a regular diet, because extra weight melt magically without good effort.

Perhaps the first attempt to follow at least a number of the above-described methods of saving, you immediately feel the positive results. For example, relatives often will admire your culinary talents. Or the time that your family will spend in the kitchen, participating in the process of cooking and helping you to be much larger than it was before.

And to your family does not raise questions about why we save, the results of the first two successful months demonstrate the amount of the deferred money and offer to spend it on new clothes or entertainment. Motivations such as this, surely contribute to the further process of rationalization of the budget expenditures of your family.

We strongly recommend to read: How to become leaner hostess

What gets a single mother in this country?

Contents:

• A single mother: the legal status
• Obligatory state payments
• Regional Payments
• Payments single mothers in the metropolitan area

To properly answer this question, we should first determine who may have the legal status of single mothers. For the ordinary man in the street is not easy to understand all kinds of legal subtleties in his understanding of the term can apply to any woman who is raising a child alone, without a father. But the law holds clear boundaries and give strict definitions of such status.

The category of persons to whom applies the phrase "single mother", establishes the Family Code of the country. And it's a very important point, because it is this set of rules is essential for securing the rights of these women to social benefits and privileges established by the laws of Russia. A clear understanding of their status and help single mothers themselves deal with the question of how many and what is the special benefits they receive from the state in the process of how to raise children on their own.

A single mother: the legal status

A single mother - is a female who gave birth to a child at a time when there was legally married to the alleged father. Also, this term applies if the fact of the birth occurred over three hundred days of the dissolution of the union official, or after that time, but paternity is not recognized, not found, or challenged in the courts with the appropriate decision.

Single mothers and considered to be the woman who won the right to adoption (adoption) of the child and used it, not while being legally married. To put it simply, the status of single mother provides for a child of a woman who does not have an official father.

In a special book, which produces a record of birth registration, in this case, the child's name written on the motherboard. In the column, which contains information about the father is either a dash, or else his data is recorded with the words mothers, and she immediately gets his hands on the information form №25, which confirms the fact of lone motherhood.

Accordingly, such a status is not granted to a female who has a child, but is divorced, the husband died or deprived of his right to be a father. Do not give it and when the paternity is recognized voluntarily or installed in the courts. Rights of women differ significantly from those that are single mothers.

Obligatory state payments

It should be noted that any representative of the fairer sex, is a citizen of Russia and became a mother, regardless of whether there is an official father of the newborn, or such is not entitled to a number of mandatory payments. That is what should receive every modern young mother in our country:

• lump sum if it got registered in the clinic gestation to twelve weeks;
• financial assistance for pregnancy and childbirth, the so-called fiat money;
• payment at birth, which is carried out once only;
• child support, which are carried out every month until they reach the age polutoragodovalogo.

To obtain a one-time benefit for the baby, the size of which in 2013 will be equal to 13 087 rubles 61 kopecks, a young single mother should file a social security authorities following list of basic documents:

• own written statement on this form;
• the original and a copy of your passport;
• certificate or a certificate from the registry office of the birth of the child;
• document defining fact of transfer of the mother and the newborn receiving the court's decision on the right of adoption (adoption), if the child is receiving;
• a certificate from the Civil Registry Office, which will be given details about his father (his absence).

The same documents and provides a single mother for registration of the benefit which is paid each month until the child turns six years old. Also, in some cases, may require additional information and inquiries, which is best to consult with experts from the social security authorities.

Regional Payments

Laws of the Russian Federation provides for a number of special benefits, entitlement is women who have the status of single mothers. Such social benefits, of course, not as much as we would like, but they are still there. Unfortunately, not all women know about the provisions of his payments.

If a single mother wants to get detailed advice about their rights and privileges, it should contact the appropriate place of residence of its authority responsible for the social protection of the population. It was there that a woman must ask all its questions and get detailed information about what the government has provided in her case.

Primarily working single mother is entitled to receive double the tax deduction of expenses provided for the maintenance of a son or daughter, until they reach the age of eighteen. And when the children of these women will continue their studies in higher education as an undergraduate, graduate students or become residents, the double tax deduction for their mothers to continue longer. It can be used up to the moment when the children reach the age of twenty-four years. If a single mother bringing up more than one child, the deduction twice the amount relies on each of them. If a woman to marry legally, the tax deduction in the next calendar month will be reduced by half and is equal to normal, regardless of whether the adopted child or adopted her new spouse.

It is worth noting also that in any region of the Russian single mother should receive an additional amount to the monthly allowance for child care until he was six years old, and may also qualify for an annual state financial aid at a level of about three hundred rubles.

One should not forget that the single mother, having one or more minor children, it is believed that additional benefits if the amount of the total family income does not exceed the existing Today the cost of living provided for by the legislation of Russia. And even if the family income is above average, the child will still put additional payments.

There is a number of cash benefits to mothers living in the regions, for example, it can be one-time payment from the mayor. The question is, how many and what size of benefits - this time it is necessary to clarify, seek clarification from the bodies of social protection at the place of residence.

Payments single mothers in the metropolitan area

If we consider the central regions of Russia, in Moscow and the region has its own benefits and allowances for women who are raising children alone and have the appropriate status. The Moscow City Government has established an additional allowance for young families, which is paid only once, at the birth of a child. The right to receive it, and is available for single mothers who have not attained the age of thirty who have the capital registration. And how much of this benefit in monetary terms, depending on the number of children.

If a woman has the status of a single mother, is registered in Moscow and she has a child who is less than three years old, she is entitled to receive payments to compensate for the rising cost of food for the baby. Their sum equals 675 rubles.

In Moscow, for single mothers is also a monthly allowance, which should recover the costs associated with the rising cost of living. It is called - compensation payments. It is believed such a benefit to children under the age of sixteen years, as well as those who are trained in institutions with educational programs and whose age has not yet reached the age of eighteen. If you specify the amount, the question of how much can make such a payment for single mothers can be answered, it will be equal to about 300 rubles a month.

If a single mother has a disability certificate as the first and the second group did not work and, therefore, does not earn money for the maintenance of the child, put her monthly payment is 6 000. It is paid until such time as the son or daughter of a woman is not reached eighteen years of age, ie age, which provides an opportunity for them to get a job.

The same applies to situations where a single mother raising a disabled child or a child who has a disability from childhood. She is constantly busy and hardly care if they wanted to be able to earn a living for themselves and the baby. So she, too, rely payments: in the first case up to eighteen years old, and the second - to twenty-three. Payment is 6000 rubles per month.

A single mother can count on compensation benefits if she and the child are living in non-privatized residential premises under a contract of employment. However, the payments do not apply to those women with children who have entered into such an agreement with the relatives, such as grandparents, parents, brothers and sisters and so on. The size of the compensatory allowance depends on how many children are brought up from single mothers.

• If she is raising three or more children of a minor age, and one of them has reached three years, the compensation is one hundred percent of the fees introduced for housing. However, the amount is limited to 6,400 rubles.
• If a single mother raising two minor children and one of them has reached three years, the allowance for compensation payments for housing is seventy percent of that amount, but can not exceed 4400 rubles.
• And when in the care of single mothers is a child who is less than three years, the cash payment for the cost of hiring housing is fifty percent. The amount it can not exceed 3200 rubles.

With regard to the payment of sick leave running the lonely mother, then when her child is treated in a hospital, the calculation of benefits is based on seniority. If a son or daughter are at home, and the healing process is monitored on an outpatient basis, the amount of payment does not depend on length of service. They can be calculated and issued in full for the first ten days, and then charged at a level of fifty per cent of the wage.

If ill child of preschool age, the hospital allowance laid mum for the time of illness. And if the son or daughter is already seven years old, but there is fifteen, the mother paid for a two-week period, including weekends, and, provided that in the doctor's conclusion is not indicated the need for the extension of treatment.

It would seem that our legislation is taken care of single mothers country. Although we all know that on government payouts such women are unlikely to adequately support their children. But existing today provide benefits even if a small, but still the ability to hold out as long as a child can be arranged in kindergartens. Then single mothers a chance to return to the old job or find another that will allow to earn the money to a son or daughter in no need.

Of course, the fate of a single mother has always been difficult. After all, on the fragile female shoulders rests the responsibility for the life of the child. And sometimes it is very difficult to bear this burden alone. And even if a single mother has a stable job and a decent income, in addition to the problems associated with daily bread, there are a number of other equally important aspects of moral character associated with raising a child, his adaptation to the team so that the absence of the father does not It had a negative impact and cause feelings of inferiority. Therefore, women who are single-handedly raising the younger generation young Russians should show respect and attention at all levels of public life.

We advise to check: Rights single mothers at work